Warning: strtotime() [function.strtotime]: It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CET/1.0/no DST' instead in /home/fd123/public_html/journal.php on line 19

Warning: strtotime() [function.strtotime]: It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CET/1.0/no DST' instead in /home/fd123/public_html/journal.php on line 23

Warning: strtotime() [function.strtotime]: It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CET/1.0/no DST' instead in /home/fd123/public_html/journal.php on line 23

Warning: date() [function.date]: It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CET/1.0/no DST' instead in /home/fd123/public_html/journal.php on line 29
Downloads on Sunday, December 11 2005

Downloads on Sunday, December 11 2005


  • This Daily Gift Dispenser is filled with free goodies to enhance your Festive Season. In the spotlight for 2005 is a series of printable miniature Christmas cards (with envelopes) that could save you a fortune on stationery.
  • A free program chock full of advice. Learn how to avoid credit card debt. Goes behind the scenes to reveal the true hidden costs associated with credit card debt. Shows you how to save hundreds, even thousands of dollars in finance charges.
  • Create high quality debt management plans for your clients in less than 5 minutes. Debt Manager Professional gives you the most powerful toolset available for developing rapid debt repayment plans. Your clients will just love these custom reports.
  • Get yourself out of debt. Very powerful. Easy to use. Just fill in the blanks and push a button. This tool quickly and easily creates a month-by-month detailed debt elimination plan. No financial expertise is required.

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